100 questions every first-time home buyer should ask : with answers from top brokers from around the country, Ilyce R. GlinkThe Resource 100 questions every first-time home buyer should ask : with answers from top brokers from around the country, Ilyce R. Glink
- 100 questions every first-time home buyer should ask : with answers from top brokers from around the country, Ilyce R. Glink
- Title remainder
- with answers from top brokers from around the country
- Statement of responsibility
- Ilyce R. Glink
- Includes index
- How Do I Know What I Want? -- Should I Make a Wish List? What About a Reality Check? -- What Does "Location, Location, Location" Really Mean? -- How Do I Figure Out Where I Want to Live? -- How Long Do I Plan to Live in My Future Home? -- What Are the Different Types of Homes? -- Should I Buy a New Home or an Existing Home? -- Should I Buy a Home That Needs Renovation? And, What Do Brokers Mean by "Overimproved"? -- How Do I Look for a Home? -- How Do I Find the Home of My Dreams? -- How Can I Find a Home on the Internet? -- What Is the Difference Between a Real Estate Agent and a Real Estate Broker? What Is a Realtor? -- How Do I Choose the Right Broker? -- What Is a Seller (or Conventional) Broker? What Are His or Her Responsibilities to Me, the Buyer? -- What Is a Buyer Broker? What Is an Exclusive Buyer Agent? Should I Use One? -- What Is a Dual Agent? What Is a Transactional Broker? What Is a Non-agent? -- What Is the Typical Real Estate Commission? -- What Is a Discount Broker? When Should I Use One? -- How Much Should My Broker Know About the Amount I Can Afford to Spend on a Home? -- How Do I Know Whether My Broker Is Doing a Good Job? -- How Can I Help in the Search for a Home if I Use a Broker? -- How Should I Interpret the Home Description in the Local Newspaper or in Broker Listing Sheets? -- How Do I Identify What I Need Versus What I Like in a Home? -- How Do I Become Selective When Choosing a Home? How Do My Wish List and Reality Check Help Me? -- When I Go to a Showing, What Should I Look For? -- How Can I Remember Each Home When I've Seen So Many? -- How Do I Know When It's Time for a Second Showing? -- When Do I Know I've Found the Right House? -- How Do I Know What I Can Afford to Spend? -- How Much Can I Afford? -- How Much Will It Cost to Own and Maintain a Home? -- What Are Assessments? Do All Town Houses, Condos, and Co-ops Have Them? -- Putting Together the Deal -- How Do I Decide What to Offer for the Home? -- How Do I Make an Offer? -- What Goes into the Actual Offer to Purchase or Contract to Purchase? -- What Is the Earnest Money? Who Holds It? When Do I Get It Back? -- When I Make an Offer, What Contingencies Should I Include? -- What Is a Mortgage or Financing Contingency? -- What Is the Inspection Contingency? -- What Is the Attorney Approval or Attorney Rider? -- Negotiating the Deal -- How Does the Negotiation Process Work? -- How Do I Make a Counteroffer? -- What Is a Home Warranty? What Kind Can I Get for New Construction? What About a Previously-Owned Home? -- What Does the Contract Really Say and What Are My Obligations Under It? -- Should I Hire a Real Estate Attorney? Should I Sign Anything Before My Attorney Reviews It? -- How Do I Find a Real Estate Attorney? How Much Should He or She Charge Me? -- Should I Close at the Beginning, the Middle, or the End of the Month? Why Does It Matter? -- What Is Seller Disclosure? How Does It Affect Me? -- Do I Need a Home Inspection? How Do I Find a Reputable Home Inspector? -- Should I Test for Toxic Substances and Contaminated Water? -- What if the Inspector Finds Something Wrong with the Home I Want to Buy? -- What Do I Do if the Seller or Broker Has Misrepresented the Condition of the Home? -- Possession and Other Parts of the Offer to Purchase -- What Is Possession? -- What if the Seller Wants to Stay in the House after the Closing? -- When Is the Right Time to Terminate a Buyer's Contract? -- What Is "Buyer's Remorse" and How Do I Cope with It? -- Financing Your Home -- How Much Can I Afford to Spend on a Home? -- What Is a Mortgage? -- How Do I Get Information on Mortgages? -- What Is the Difference Between a Mortgage Banker and a Mortgage Broker? How Do I Find a Good Lender? -- Who Are the People Involved with Making the Loan? -- How Do I Apply for a Loan? Should I Apply On-Line for a Mortgage? -- What Kind of Documentation Will I Need for My Application? -- What Types of Circumstances Might Foul Up My Loan Application? How Can I Fix Them? -- How Much of a Down Payment Will I Need to Buy My Home? -- Should I Put Down the Largest or the Smallest Down Payment Possible? -- What Fees Are Associated with a Mortgage Application? -- What Lender's Fees Will I Be Charged for My Mortgage? -- What Are Junk Fees? How Do I Avoid Them? -- What Is Truth in Lending? -- What Is the Annual Percentage Rate (APR)? -- What Is a Good Faith Estimate? -- What Is a Real Estate Tax Escrow? -- What Is an Insurance Escrow? -- How Can I Avoid Setting Up a Real Estate Tax or Insurance Escrow? -- What Should I Do to Make Sure the Mortgage Application Process Goes Smoothly? -- How Do I Get the Best Loan at the Best Rate on the Best Terms? -- Playing the Mortgage Game -- What Is an Assumable Mortgage? How Is It Different from a Subject-to Mortgage? -- What Different Types of Mortgages Are Available? How Do I Choose the Right Type for Me? -- How Small a Down Payment Can I Make? Where Can I Find a Zero Down Loan? -- What Is a Fixed-Rate Mortgage? What Is an Adjustable-Rate Mortgage (ARM)? -- What Is a Two-Step Mortgage? What Is a Balloon Mortgage? -- What Is an FHA Mortgage? What Is a VA Loan? -- What Other Sorts of Mortgages Are Out There? What Are Articles of Agreement? -- What Is Seller Financing? -- What Is a B-C Loan? Where Do I Get One? -- Why Are Some Lenders Willing to Give Me a Mortgage for 125 Percent or 130 Percent of the Home's Selling Price? -- What Is Private Mortgage Insurance (PMI)? How Do I Get Rid of It? -- How Does Private Mortgage Insurance (PMI) Differ from Mortgage Insurance (FHA) and Mortgage/Credit Insurance? -- What If I'm Rejected for a Loan? -- Before You Close -- When Should I Schedule My Preclosing Inspection? What Do I Do if I Discover Something Is Damaged or Missing? -- When Should the Seller Move Out? -- What Exactly Is the Closing? Where Is It Held? -- What Are My Closing Costs Likely to Be? -- What Is a Title Search? What Is Title Insurance? Why Do I Need Them? -- What Is RESPA? What Does the RESPA Statement Look Like? -- Do I Need HomeOwner's Insurance? What Should It Cover? -- How Should I Hold Title to My New Home? -- The Closing -- Who Should Attend the Closing? What Should I Do if I Can't Be There? -- What Are Prorations? -- What Do I Need to Bring with Me to the Closing? What if Something Goes Wrong at the Closing? -- What Should I Get from the Sellers at the Closing? -- How Does My Deed Get Recorded? -- How Should I Prepare for the Move to My New Home? -- Happily Ever After -- Discovering Problems After You Close -- How to Lighten Your Property Tax Load -- The Next House: Knowing When It's Time to Move On -- The Top 10 Mistakes First-Time Buyers Make -- 5 Simple Things You Can Do to Make the Home-Buying Process Easier -- Contracts
- Control code
- 24 cm.
- 2nd ed.
- xviii, 510 p.
- Isbn Type
- (pbk. : acid-free paper)
- Other physical details
- System control number
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